Noble Gold, founded in 2016 in Pasadena, California, lists a $20,000 minimum and stores IRA metals at International Depository Services (IDS) in Dallas, Texas. This review separates its IRA offering from its Royal Survival Packs and lists what to confirm about storage and liquidation.
Pros and Cons
Advantages
- Royal Survival Packs available outside the IRA
- IRA metals stored at IDS in Dallas, Texas, with segregated storage
- Liquidation handled through your representative
- A+ BBB rating listed (check the current BBB profile)
- Listed fees: $80 setup, $80 custodian, $150 per year storage
Considerations
- $20,000 minimum investment requirement
- Smaller company with fewer years in business (since 2016)
- Limited platinum and palladium options
Company Overview
Noble Gold was founded in 2016 in Pasadena, California. It is the youngest of the five companies on this site, so it has the shortest track record.
The company partners with International Depository Services (IDS) in Texas for IRA storage.
Who Noble Gold Is For
Noble Gold suits investors with $20,000 or more who specifically want their IRA metals in Texas and who are curious about a separate emergency coin pack. It is a weaker match if you want a broad platinum and palladium menu, which the cons above call limited, or a long operating history.
Royal Survival Packs
Royal Survival Packs are curated collections of precious metals meant for emergency preparedness. They include gold and silver coins in smaller denominations, which suit barter or trade scenarios better than large bars.
The packs are not held within an IRA. Metals bought outside an IRA belong to you personally, get no IRA tax advantage and are not part of the IRA's storage arrangement.
Keeping IRA Metals and Survival Packs Apart
If you buy a Royal Survival Pack with personal funds, keep the purchase, the paperwork and the storage completely separate from your IRA. IRA metals must stay at the approved depository; taking personal possession of them is a prohibited transaction that makes the IRA taxable.
Never pay for a pack out of the IRA or have the IRA custodian ship IRA metals to you.
Storage and Security
Noble stores IRA metals at the IDS facility in Dallas, Texas. The listed features are segregated storage, insurance coverage and 24/7 security monitoring.
Segregated Storage in Dallas: What to Confirm
Segregated storage means your specific bars and coins are held apart and returned to you in kind. It costs more than commingled storage, which pools identical metal, and Noble lists $150 per year for it. Before you fund, ask for:
- The insurance coverage limit and who the insurer is
- Whether the $150 figure rises with account value
- How you receive statements and how often
- How an in-kind distribution works if you want the metal itself later
Fee Structure
Noble lists an $80 setup fee, an $80 custodian fee and $150 per year for segregated storage at IDS Texas. Ask whether a liquidation or transfer-out fee applies.
| Item | Cost |
|---|---|
| Minimum | $20,000 |
| Setup | $80 (one-time) |
| Annual | $80 (custodian fee) |
| Storage | $150/year (segregated, IDS Texas) |
| Liquidation | Ask for the current schedule |
Year-One Cost and the Short Track Record
From the listed figures, Noble's year-one custody costs are $80 setup, $80 custodian and $150 storage, a total of $310. That is 1.55% of a $20,000 account and 0.62% of a $50,000 account, before dealer premiums and the sell-back spread.
Noble's listed record runs from 2016, shorter than any other company here. Newer is not worse, but it gives you less history to check, so lean on the BBB profile and your state regulator.
Selling Your Metals: A Liquidation Checklist
Noble describes liquidation as contacting your representative, who arranges the sale. Before you buy, ask:
- How is the buyback price set relative to spot?
- Is a spread or fee deducted from the proceeds?
- How many business days pass between the sale and cash in the IRA?
- If I am under 59 1/2, what are the tax and penalty consequences of taking the cash out of the IRA?
How Noble Gold Compares With the Other Four
Noble's $20,000 minimum sits between Goldco ($25,000) and American Hartford Gold ($10,000) and Birch Gold Group ($5,000). Its listed $310 year-one custody total is the highest of the five, driven by the $80 setup fee and $150 storage charge, though a larger balance dilutes it.
Our Verdict
Noble Gold fits investors with $20,000 or more who want IRA storage in Texas and an optional, separate emergency coin pack. The short operating history (since 2016) and limited platinum and palladium options are the trade-offs.
